Killian Kidd
With over five years in the mortgage industry and more than $100 million in closed loan volume, I bring experience, strategy, and consistency to every transaction. I pride myself on clear, proactive communication throughout the entire process, ensuring clients feel confident and informed from application to closing. My goal in every scenario is simple: secure the most competitive rate and lowest overall cost possible while structuring the loan to best serve long-term financial goals.
NMLS #2023484



Access to 120+ Lenders. One Advocate in Your Corner.
Competitive rates, clear communication, and a process built around your family's goals.

About Killian
After graduating from Purdue and spending most of my life in the Midwest, I moved out west to Phoenix to begin a new career.
I started in the mortgage industry in 2020 after realizing the opportunity I had to help families pursue their financial and homeownership goals. I spent the majority of my career working with one of the largest lenders in the country.
I made the decision to join West Capital Lending to give my clients the opportunity to access over 120 different lenders and provide them with the best products, pricing and process to fit your needs.
I am very family focused and love spending time with my fiancé and our 2 dogs. When you work with me, you will be treated like a member of my family and get the highest level of service because every single situation should be handled with the utmost care.

What My Clients Say
"Killian is knowledgeable, responsive quickly to answer questions and provide guidance. He was on top of issues throughout the loan process. Killian made the loan process move quickly and efficiently. It was such a pleasant experience after exploring other less competent companies and loan officers."
Darlene L.E.
"Killian was my loan representative and he was amazing! A true professional, quick to respond and the process was streamlined."
Tracey
Ready to find the mortgage that fits your life?
More options. Better rates. A broker who actually cares.
West Capital Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
Information accurate as of 9/1/2025. Not all programs are available in all areas. Not all borrowers will qualify for all programs. Program restrictions apply. Please contact West Capital Lending, 24 Executive Park, Suite 250 Irvine, CA 92614 to determine eligibility. This is not an offer or extension of credit or a commitment to lend. All loan programs are subject to the specific lender’s underwriting guidelines and available loan products. Approvals may be subject to appraisals and other documentation requirements. Interest rates, loan programs, available loan terms, and other information on this website are subject to change without notice. The Loan Origination team accepts applications in the following states only: AL, AR, AZ, CO, DC, FL, HI, IA, KS, MD, ME, MI, MN, MO, ND, NH, NM, OH, OR, PA, SD, TN, VA, WV.The information on this site is not intended for consumers of any other state to determine broker or loan origination eligibility please visit: NMLS Consumer Access.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Killian Kidd NMLS #2023484
West Capital Lending, Inc. NMLS #1566096/Cal. DRE #02022356 24 Executive Park, Suite 250 Irvine, CA 92614